SELECTIVE CAPITAL Newtek Alliance Partner
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SBA & Business Lending

Business Term Loans From
$10,000 to $15 Million

Selective Capital has partnered with NewtekOne to deliver SBA and conventional lending solutions that give your business the capital to grow, expand, and thrive.

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Loan Program

A Lending Solution Built Around You

Selective Capital and NewtekOne have partnered to offer flexible business financing across a wide range of industries and use cases.

General Loan Parameters

  • Longer terms / lower monthly payments
  • Fast loan prequalifications
  • Competitive interest rates
  • Limited or no prepayment penalties
  • 100% financing considered
  • Easy application process
  • Flexibility with collateral and credit

Acceptable Use of Proceeds

  • Purchase or refinance owner-occupied CRE
  • Expand or acquire a business
  • Working capital
  • Purchase equipment or inventory
  • Buy a franchise
  • Leasehold improvements
  • Refinance existing business debt

Loan Terms

  • Vary depending on use of proceeds
  • 10 years for general business purposes
  • 15 years to purchase equipment
  • 25 years for acquisition or refinance of owner-occupied commercial real estate

Industry Types Included

  • Almost any “For Profit” business
  • Industrial, manufacturing, wholesale
  • Medical / service professionals
  • Retail
  • Restaurants
Also available: Accounts Receivable and Inventory loans from $50,000 to $2MM
Full Suite

Solutions Beyond Lending

Select from our menu below, and a Newtek Business Service Specialist will contact you shortly.

Business Lending

Commercial term loans for small to medium size businesses

Revolving Lines of Credit

Revolving lines to meet working capital needs

Merchant Processing

Ecommerce, QR code, Pay at the Table, POS on Cloud

Ecommerce

Merchant account, gateway, secure host & cart

Managed Technology

Scalable cloud with 24/7/365 U.S. support, 99.999% uptime

Web Design & Hosting

Customized services for a powerful web presence

Insurance

Nationwide commercial and personal lines of insurance

Payroll & Benefits

Comprehensive payroll, record-keeping & tax filing

Process

An Easy, Personalized Experience

NewtekOne offers a step-by-step process where a Business Service Specialist guides each applicant from initial application through closing.

1

Apply Online

Complete the secure intake form and upload your documents.

2

Prequalification

Receive a fast review of your application and loan parameters.

3

Specialist Review

A Newtek Business Service Specialist contacts you to finalize details.

4

Closing

Sign and fund — access the capital your business needs.

Ready to Apply?

Submit your application and supporting documents in minutes. We’ll handle the rest.

Start Your SBA Application